Reg Cc Changes July 2025

Reg Cc Changes July 2025 – The $225 dollar amount will increase to $275; As a reminder, a change in policy notiﬁcation to consumer accounts will be required as a result of the changes made by the ﬁnal rule. The announced adjustments are effective july 1, 2025. The following thresholds are effective from july 1, 2025 for five years:

The board of governors of the federal reserve system and the cfpb are amending regulation cc, which implements the expedited funds availability act, to adjust for inflation dollar amounts relating to availability of funds. I reported in today's bankers online daily compliance briefing that the fed and the cfpb yesterday announced the inflation adjustments for dollar amounts in regulation cc. Read the availability of funds and collection of checks (regulation cc) final rule. The minimum amount in § 229.10(c) (formerly known as the $100 rule) will be adjusted from $225 to $275;

Minimum amount, 12 cfr 229. To help ensure that depository institutions have sufficient time to implement the adjustments, the compliance date for the new amounts is july 1, 2025. The current cola changes impact a number of dollar amounts incorporated into subpart b of regulation cc including:

The federal reserve and consumer financial protection bureau today announced they had jointly adjusted for inflation dollar amounts relating to the availability of customer funds, with the adjustments taking effect july 1, 2025. The changes will be effective 7/1/2025. The changes in regulation cc include the minimum amount of deposited funds that banks must make available for.

The $450 amount in § 229.12(d) will increase to $550 The federal reserve board and consumer financial protection bureau have issued amendments to adjust for inflation certain dollar amounts in regulation cc, with an effective date of july 1, 2025. The inflation measurement period for this adjustment began in july 2018 and ended in july 2023.

Agencies Issue 2025 Regulation CC Cost of Living Adjustments Wolters Kluwer